The City’s housing programs are targeted at improvement and construction of affordable housing, homebuyer assistance, and repair and rehabilitation to reduce the number of substandard rental and owner-occupied residential properties.
Downpayment Assistance Program (DAP)
By providing downpayment assistance for homebuyers, this program strives to increase homeownership rates in Knoxville.
Owner-Occupied Home Rehabilitation
Funds are available for owners to rehabilitate substandard residential properties in Knoxville. These monies are intended to help meet building code requirements.
Blighted Property Redevelopment Program
This program provides short-term development and construction financing through subsidized loans for the purpose of redeveloping and renovating unoccupied residential dwelling units, or construction on vacant properties, for sale, rent or owner occupation.
Emergency Home Repairs
Please contact CAC at 637-6700.
Minor Home Repair
Contact Neighborhood Housing’s Operation Backyard program at 524-2774, ext. 107.
Construction of Affordable New Homes
Through federal grant funds, the City supports new construction projects for affordable housing. Four local organizations construct the new homes and work with low-moderate income homebuyers to purchase the new properties.
Homes for Sale
The City makes available some homes for purchase to first-time homebuyers who meet low-income requirements through the HOPE 3 program. Please see the section entitled ‘Homemakers Program Listing - HOPE 3 Properties’ under the Homemakers link for details.
Financial Training/Education Programs
Financial and homebuyer education programs, particularly for homebuyers, are available with classes through Knox Housing Partnership. For further information, please call 637-1679.
Neighborhood Housing, Inc. (NHI) - 865-524-2774, ext. 106
East Tennessee Housing Development Corporation (ETHDC), community housing development organization, 865-525-9945
Knox Housing Partnership (KHP), community housing development organization
Knoxville-Knox County Community Action Committee (CAC), minor and emergency home repair provider agency
Neighborhood Housing, community housing development organization
Community Action Affordable Neighborhoods (CAAN) – The mission of CAAN is to assist low-moderate income individuals and families to purchase and maintain a sustainable, energy efficient home within the City of Knoxville. For more information, please call 865-244-3080.