The City’s housing programs are targeted at improvement and construction of affordable housing, homebuyer assistance, and repair and rehabilitation to reduce the number of substandard rental and owner-occupied residential properties.
Downpayment Assistance Program (DAP)
By providing downpayment assistance for homebuyers, this program strives to increase homeownership rates in Knoxville. Down payment assistance is available only on specific homes that are developed by one of our partners. See Purchase an Affordable Home below.
Owner-Occupied Home Rehabilitation
Funds are available for owners to rehabilitate substandard residential properties in Knoxville. These monies are intended to help meet building code requirements.
Rental Rehabilitation Program
This program provides financial and technical rehabilitation assistance to owners of substandard residential rental property. In return, property owners agree to certain long term (5 – 20 years) rent and occupancy restrictions in order to keep the housing affordable to lower-income tenants.
Blighted Property Redevelopment Program
This program provides short-term development and construction financing through subsidized loans for the purpose of redeveloping and renovating unoccupied residential dwelling units, or construction on vacant properties, for sale, rent or owner occupation.
Emergency Home Repairs
Please contact CAC at 637-6700.
Minor Home Repair
Contact Neighborhood Housing’s Operation Backyard program at 524-2774, ext. 107.
Purchase An Affordable Home
Through federal grant funds, the City supports new construction and rehabilitation projects for affordable housing. Three local organizations develop the housing and work with low-moderate income hombuyers to purchase the homes.
Homes for Sale
The City makes available some homes for purchase to first-time homebuyers who meet low-income requirements through the HOPE 3 program. Please see the section entitled ‘Homemakers Program Listing - HOPE 3 Properties’ under the Homemakers link for details.
Financial Training/Education Programs
Financial and homebuyer education programs, particularly for homebuyers, are available with classes through Knox Housing Partnership. For further information, please call 637-1679.
Neighborhood Housing, Inc. (NHI) - 865-524-2774, ext. 106
East Tennessee Housing Development Corporation (ETHDC), community housing development organization, 865-281-3130
Knox Housing Partnership (KHP), community housing development organization
Knoxville-Knox County Community Action Committee (CAC), minor and emergency home repair provider agency
Neighborhood Housing, community housing development organization