City of Knoxville - DAP Program

Downpayment Assistance Program (DAP)

Community Development Department
P.O. Box 1631
Knoxville, TN 37901
Phone: 865-215-2120
Fax: 865-215-2886

Downpayment Assistance Program Application [PDF]

Checklist for Homebuyers

Step One:
You will need to apply for a mortgage loan. Ask your lender to give you a pre-approval.

Step Two:
You also need to complete a Homeownership Education Training Class. Your training provider will give you a Certificate for your participation. See list of training providers below.

Step Three:
Submit the completed Down Payment Assistance application and the documentation listed below. Once you are determined eligible, you will receive a down payment pre-approval letter.

Step Four:
Once you have completed step three, you will need to contact our office.

*NOTE: Funds are not reserved until a sales contract is executed and the Community Development inspection is approved.

The following documents are required to process your application:

Current pay stubs from all employed household members

Name and address of employer(s)

Verification of any other type of household income, such as child support, social security, retirement, etc.

Current bank statement(s) for all checking and saving accounts

Current statement(s) from all retirement and/or investment accounts (stocks, bonds, CD’s, IRA’s, 401K, etc.)

Copy of your sales contract, if you already have one. This is not required for eligibility.

Income Requirements: Household income is the total of all income for all household members.

Total household income must be below the following amounts to be eligible:

Household Size	1	2	3	4	5	6	7	8
Low income limits	$32,950	$37,650	$42,350	$47,050	$50,800	$54,600	$58,350	$62,100

If you are married, both spouses should submit all verifications listed above.

Home Education Providers

Knox Housing Partnership
900 E. Hill Avenue, Suite 105
Knoxville, TN 37915
865-637-1679

The Urban League
1514 E. Fifth Avenue
Knoxville, TN 37917
865-524-5511

Consumer Credit Counseling
1011 N. Broadway
Knoxville, TN 37917
865-522-2661

UT Agricultural Extension
400 E. Main, Ste. 560
Knoxville, TN 37901
865-215-2340